Mua hàng trả góp, người tiêu dùng có được lợi?
(vhds.baothanhhoa.vn) - (VH&ĐS) Thời gian gần đây, trước nhu cầu của người tiêu dùng, nhiều doanh nghiệp đã liên kết với các công ty tài chính áp dụng hình thức bán hàng trả góp cho nhiều loại sản phẩm như: Xe máy, máy tính, điện thoại, tivi… với lãi suất “sốc” 0%. Câu hỏi đặt ra là với lãi suất thấp như vậy người tiêu dùng có được lợi hay không?
4726x88ecx5f78xb6a5xcf96x88adx8858x75e2xb61axX7x6402xac1dx7a97x9b26xb1bcxdf10xX5x8b76xXaxac08xaeabxdb30xX6xX3xX1xdd0axd912x951dxX3xXexad18x6635xX3xX1ax5a40xXbxbe58xX3xX19xX1ax5906x6f6fxXdxX3xXexXdx7444xX14xX3xae68x7ba7xX19xX1axX3xX4xX21xX3x834exX27x54acxX4xX3xX5xX3axXdx8d96xX0xdb5bxX1xX2xX12xX0xXbxX3xX4xX5xX6xX7xX7xX9xXaxXbx8626xX10xX6xX30xXaxX12x9bdfx5940xX51xda65x9b22x8408x8829xX3xXcxX1xX28xXdxX3xX1axXdxX6xX19xX3xX1ax687bxX19xX3xX38xa09fxc0e9xX23xX3xXexX1dxX27x9272xX4xX3xX19xX1xX14xX3xX4xX6axX14xX3xX4x554bxX6xX3xX19xX1axX27xX28xXdxX3xXexXdxX2dxX14xX3xX30xX31xX19xX1axX23xX3xX19xX1xXdxa416xX14xX3xX30xe4e9xX6xX19xX1xX3xX19xX1axX1xXdx7af3xXbxX3xX38x6c62xX3xX5xXdxX2dxX19xX3x9564x9fe2xXexX3x543exX75xXdxX3xX4xdc45xX4xX3xX4x8206xX19xX1axX3xXexX6fxX3xXexX18xXdxX3xX4xX1x6b69xX19xX1xX3xXb9xXbxX3xX30x50a5xX19xX1axX3xX1x6bacxX19xX1xX3xXexX1x8e20xX4xX3xb726xXb9xX19xX3xX1xX18xX19xX1axX3xXexX1dxX1exX3xX1axX21xXbxX3xX4xX1xX9cxX3xX19xX1xXdxX98xX14xX3xX5xX9cxb9a9xXdxX3xX7xX1exX19xX3xXbxX1xb886xb85cxX3xX19xX1xX27xdb49xX3xb4a5xX10xX3xX107xXb9xX6fxX23xX3xX107xXb9xX6fxX3xXexXcaxX19xX1xX23xX3xX38xXdxXa5xX19xX3xXexX1xX9cxXfdxXdxX23xX3xXexXdxXb4xXdx8e65xX3xXb4xX75xXdxX3xX5xXa9xXdxX3xX7xX14xd90cxXexX3x47c3xX7xd2d6xX4x4967xX3x7b11xdb0axbd81xX3x8e12xX6exX14xX3xX1xc92fxXdxX3xX38xd273xXexX3xX1dxX6xX3xX5xX18xX3xXb4xX75xXdxX3xX5xXa9xXdxX3xX7xX14xX13cxXexX3xXexX1xX13cxXbxX3xX19xX1xX27xX3xXb4x8a7exX6fxX3xX19xX1axX27xX28xXdxX3xXexXdxX2dxX14xX3xX30xX31xX19xX1axX3xX4xX21xX3xX38xX27xX3axX4xX3xX5xX3axXdxX3xX1xX6xX6fxX3xXb0xX1xXbdxX19xX1axX40xX0xX42xXbxX12xX0xXbxX3xX4xX5xX6xX7xX7xX9xXaxXbx6cc2xX9cxX30xX6fxXaxX12xX5bx6a1bxX3xX4xX21xX3xXb0xX1xX9cxX1exX19xX3xXexXdxX98xX19xX3xX107xX14xX6xX3xX7xc5d0xX107xX3xX19xX1x89e6xX19xX1axX3xXb4xX172xXexX3xX30xXd2xX19xX1axX3xX4xX21xX3xX1axXdxXb9xX3xXexX1dx809exX3xX19xX1x884exX107xX3xX38xXb9xXbxX3xXddxX19xX1axX3xX19xX1xX14xX3xX4xX6axX14xX3xX7xXdxX19xX1xX3xX1xX9cxXfdxXexX3xX1xX1e5xX19xX1axX3xX19xX1axX18xX6fxX3xX38xX141xXdxX3xXb4xX75xXdxX3xX19xX1xXdxX98xX14xX3xX19xX1axX27xX28xXdxX3xXb0xX1xXbdxX19xX1axX3xX38x5147xX19xX3xX1axXdxX1exX19xX147xX3xd54dxX1c6xX107xX3xXe0xX1c6xXexX3xX38xX27xX3axX4xX3xXexX6exX107xX3xX5xe4dexX3xX4xX81xX6xX3xXb0xX1xXb9xX4xX1xX3xX1xX18xX19xX1axX23xX3xX19xX1xXdxX98xX14xX3xX4xb16axX6xX3xX1xX18xX19xX1axX23xX3xX7xXdxX2dxX14xX3xXexX1xX1e1xX3xX38xXdxXa5xX19xX3xX107xXb9xX6fxX3xXexX1dxX2dxX19xX3xX38xX1e1xX6xX3xXe0xX18xX19xX3xXcxX1xX6xX19xX1xX3xX51xX21xX6xX3xX38xXa9xX3xX5xXdxX2dxX19xX3xXb0xXb1xXexX3xXb4xX75xXdxX3xX4xXb9xX4xX3xXexc4cdxX3xX4xX1xXddxX4xX3xXexX18xXdxX3xX4xX1xXcaxX19xX1xX3xXexX14xX19xX1axX3xX1dxX6xX3xX4xX1xX27xX227xX19xX1axX3xXexX1dxXd7xX19xX1xX3xX107xX14xX6xX3xXexX1dxX1exX3xX1axX21xXbxX3xX5xXa9xXdxX3xX7xX14xX13cxXexX3xX145xX146xX3xXb4xX75xXdxX3xXexX1xX81xX3xXexXd2xX4xX3xX38xX227xX19xX3xX1axXdxX1exX19xX23xX3xXb0xX1xXbdxX19xX1axX3xX4xX6axX19xX3xX4xX1xXddxX19xX1axX3xX107xXdxX19xX1xX3xXexX1xX14xX3xX19xX1xX172xXbxX3xX38xX1b1xX3xXexX1xX14xX3xX1x8a1bxXexX3xXb0xX1xXb9xX4xX1xX3xX1xX18xX19xX1axX147xX3xX149xXb9xX4xX3xX4xX1xX27xX227xX19xX1axX3xXexX1dxXd7xX19xX1xX3xX19xX18xX6fxX23xX3xX38xX6xX3xXbxX1xX6axX19xX3xX5xX18xX3xX7x4a34xX3xXbxX1xX141xXdxX3xX1xX3axXbxX3xXb0xXdxX19xX1xX3xX30xX9cxX6xX19xX1xX3xX1axXdxX1cbxX6xX3xX4xXb9xX4xX3xX4xXbdxX19xX1axX3xXexX6fxX3xXexX18xXdxX3xX4xX1xXcaxX19xX1xX3xX19xX1xX27xX10cxX3xX51xX9cxX107xX10xX3xX149xX1dxX10xX30xXdxXexX23xX3x6979x5fd6xX3xX149xX1dxX10xX30xXdxXexX23xX3x4e48xX149xX5cxX23xX3xX51x82d8xX3xX5cxX6xXdxX5cxX9cxX19xX147xX147xX147xX3xXb4xX75xXdxX3xX4xXb9xX4xX3xX4xX1xX14x6197xXdxX3xX4xX25bxX6xX3xX1xX18xX19xX1axX3xX38xXdxXa5xX19xX3xXexX25bxX23xX3xX38xXdxXa5xX19xX3xX107xXb9xX6fxX3xX19xX1xX27xX10cxX3xXcxX1xXb1xX3xX1axXdxX75xXdxX3xX30xXdxX3xX38xc59axX19xX1axX23xX3xX13xX10xX30xXdxX6xX3xX13xX6xX1dxXexX23xX3xX5bxXdxXa5xX19xX3xX107xXb9xX6fxX3xX10exX6xX19xX1xX130xX0xX42xXbxX12xX0xXbxX3xX4xX5xX6xX7xX7xX9xXaxXbxX1aaxX9cxX30xX6fxXaxX12xX149xX1xX1e1xX3xXcxX1dxX6axX19xX3xXcxX1xX1e1xX3xX51xX1e5xX19xX1axX23xX3xXbxX1xX27xX28xX19xX1axX3xX5bxXbdxX19xX1axX3xX51xX27xX227xX19xX1axX23xX3xXcx6dcexX3xXcxX1xX6xX19xX1xX3xX51xX21xX6xX3xX4xX1xX9cxX3xXe0xXdxXb1xXexX10cxX3xXaxXcxXbdxXdxX3xXb4x7aa5xX6xX3xX107xX14xX6xX3xX107xX3e8xXexX3xX4xX1xXdxXb1xX4xX3xX38xXdxXa5xX19xX3xXexX1xX9cxXfdxXdxX3xX30xXdxX3xX38xX3e8xX19xX1axX3xX1xXdxXa5xX14xX3xX5cxX6xX107xX3xX5cxX14xX19xX1axX3xXexXfdxXdxX3xX4xX25bxX6xX3xX1xX18xX19xX1axX3xXcxX1xXb1xX3xX1axXdxX75xXdxX3xX30xXdxX3xX38xX3e8xX19xX1axX3xXe0xX1e5xX19xX1axX3xX1xXd7xX19xX1xX3xXexX1xXddxX4xX3xXexX1dxX1exX3xX1axX21xXbxX23xX3xXb4xX75xXdxX3xX1axXdxXb9xX3xX1xX227xX19xX3xd821xX23xbc15xX3xXexX1dxXdxXa5xX14xX3xX38x8b45xX19xX1axX147xX3xX230xXb1xX14xX3xX107xX14xX6xX3xXexX1dxX1exX3xXexXdxX98xX19xX3xX107xX3e8xXexX3xX5xX6axX19xX3xXexX1xXd7xX3xX107xXb9xX6fxX3xX4xX21xX3xX1axXdxXb9xX3xX1axX6axX19xX3xX4d3xX23x8c0axX3xXexX1dxXdxXa5xX14xX147xX3xXcxX1dxX45fxX3xX38xXdxX3xX7xX141xX3xXexXdxX98xX19xX3xd847xX145xX146xX3xXexX1xX6xX19xX1xX3xXexX9cxXb9xX19xX3xXb0xX1xXdxX3xX107xX14xX6xX3xX107xXb9xX6fxX23xX3xX107xX3b8xXdxX3xXexX1xXb9xX19xX1axX3xXexXbdxXdxX3xXbxX1xX1exXdxX3xXexX1dxX1exX3xX4xX1xX9cxX3xX1xa0d4xX3xX1xX227xX19xX3xX2xX3xXexX1dxXdxXa5xX14xX3xX38xX4dexX19xX1axX147xX3xb1c7xX31cxX4xX3xX38xX6axX14xX3xXexXbdxXdxX3xXb0xX1xXbdxX19xX1axX3xX4xX21xX3xX242xX3xX38xX1e1xX19xX1xX3xX107xX14xX6xX3xXexX1dxX1exX3xX1axX21xXbxX23xX3xX19xX1xX27xX19xX1axX3xXexX1xX13cxX6fxX3xX19xX1xX6exX19xX3xXb4xXdxX2dxX19xX3xXe0xXb9xX19xX3xX1xX18xX19xX1axX3xX1axXdxX75xXdxX3xXexX1xXdxXa5xX14xX3xX107xX14xX6xX3xX1xX18xX19xX1axX3xXexX1dxX1exX3xX1axX21xXbxX3xXexX1dxX9cxX19xX1axX3xXb4x4910xX19xX1axX3x8801xX3xXexX1xXb9xX19xX1axX23xX3xX19xX1xX27xX19xX1axX3xX7xX141xX3xXexXdxX98xX19xX3xX4xX1xX2dxX19xX1xX3xX5xXa5xX4xX1xX3xX7xX9cxX3xXb4xX75xXdxX3xX1axXdxXb9xX3xX1axX141xX4xX3xX4xX1xcc11xX3xXexX1dxX2dxX19xX3xcf87xX145xX145xX3xX19xX1axX1xXd7xX19xX3xX38xX4dexX19xX1axX23xX3xX19xX2dxX19xX3xXexXbdxXdxX3xc0f6xX14xX6fxXb1xXexX3xX38xX1e1xX19xX1xX3xX107xX14xX6xX147xX3xX5cxX141xX3xXexXdxX98xX19xX3xX4xX5dfxX19xX3xX5xXfdxXdxX3xX107xXd7xX19xX1xX3xX4xX21xX3xXexX1xX1b1xX3xX5xX18xX107xX3xXb4xXdxXa5xX4xX3xXb0xX1xXb9xX4xX3xX7x6cc6xX3xXexX1xX14xX172xX19xX3xXexXdxXa5xX19xX3xX1xX227xX19xX143xX147xX0xX42xXbxX12xX0xXbxX3xX4xX5xX6xX7xX7xX9xXaxXbxX1aaxX9cxX30xX6fxXaxX12xX5bxX1b1xX3xXexX1xX6xX107xX3xXb0xX1xX1exX9cxX3xX107xXddxX4xX3xXaxXbxX1xXd2xX3xXbxX1xXcaxXaxX3xX107xX18xX3xX19xX1axX27xX28xXdxX3xX30xX31xX19xX1axX3xXbxX1xX1exXdxX3xX1axXb9xX19xX1xX3xXexX1xX2dxX107xX3xXb0xX1xXdxX3xX107xX14xX6xX3xX1xX18xX19xX1axX3xX635xX14xX6xX3xX1xXd7xX19xX1xX3xXexX1xXddxX4xX3xX19xX18xX6fxX23xX3xXexX1dxX9cxX19xX1axX3xXb4xX6xXdxX3xX19xX1axX27xX28xXdxX3xX38xXdxX3xX107xX14xX6xX3xX1xX18xX19xX1axX23xX3xXbxX1xX21xX19xX1axX3xXb4xXdxX2dxX19xX3xX38xXa9xX3xX4xX21xX3xX30xX1e1xXbxX3xXaxX107xXd2xX4xX3xX7xc867xX3xXexX1xX1e1xXaxX3xX1axXdxXb9xX3xX4xXb9xX4xX3xX30xX5dfxX19xX1axX3xX7xX1exX19xX3xXbxX1xX106xX107xX3xX727xX3xX19xX1xXdxX98xX14xX3xX4xX25bxX6xX3xX1xX18xX19xX1axX3xXb0xX1xXb9xX4xX3xX19xX1xX6xX14xX147xX3xXcxXfdxXdxX3xX38xX6exX6fxX23xX3xX4xXb9xX4xX3xX19xX1xX6exX19xX3xXb4xXdxX2dxX19xX3xX4xX25bxX6xX3xX1xX18xX19xX1axX3xXexX27xX3xXb4xX13cxX19xX3xXexX172xX19xX3xXexXd7xX19xX1xX23xX3xXexX1dxX9cxX19xX1axX3xX38xX21xX23xX3xX1xXd7xX19xX1xX3xXexX1xXddxX4xX3xX107xX14xX6xX3xX1xX18xX19xX1axX3xXexX1dxX1exX3xX1axX21xXbxX3xXb4xX75xXdxX3xX5xXa9xXdxX3xX7xX14xX13cxXexX3xX145xX146xX3xX38xX27xX3axX4xX3xX107xX28xXdxX3xX4xX1xX18xX9cxX3xX19xX1xXdxXa5xXexX3xXexXd7xX19xX1xX147xX3xX58xX75xXdxX3xXexX1xX81xX3xXexXd2xX4xX3xX38xX227xX19xX3xX1axXdxX1exX19xX23xX3xX19xX1xX6xX19xX1xX3xX1axX561xX19xX23xX3xXb0xX1xXbdxX19xX1axX3xX4xX6axX19xX3xX4xX1xXddxX19xX1axX3xX107xXdxX19xX1xX3xXexX1xX14xX3xX19xX1xX172xXbxX23xX3xX4xX1xX616xX3xX4xX6axX19xX3xXexX1xX6xX19xX1xX3xXexX9cxXb9xX19xX3xXexX1dxX27xX75xX4xX3xX529xX145xX146xX3xX1axXdxXb9xX3xXexX1dxX1e1xX3xX7xX1exX19xX3xXbxX1xX106xX107xX23xX3xX19xX1axX27xX28xXdxX3xX107xX14xX6xX3xX7xX670xX3xX19xX1xX6xX19xX1xX3xX4xX1xX21xX19xX1axX3xX19xX1xX172xX19xX3xX38xX27xX3axX4xX3xX1xX18xX19xX1axX147xX3xXcxX14xX6fxX3xX19xX1xXdxX2dxX19xX23xX3xX7xX34dxX3xXexX1xX34dxX4xX3xX5xX18xX3xX4xX31xX19xX1axX3xX30xX5dfxX19xX1axX3xX7xX1exX19xX3xXbxX1xX106xX107xX3xX38xXdxXa5xX19xX3xXexX1xX9cxXfdxXdxX3xX727xX3xX1xX6xXdxX3xX4xX25bxX6xX3xX1xX18xX19xX1axX3xX38xX141xXdxX3xX30xXdxXa5xX19xX3xX19xX1xX6xX14xX23xX3xX19xX1xX27xX19xX1axX3xX38xXa9xX3xX4xX21xX3xX7xX34dxX3xX4xX1xX2dxX19xX1xX3xX5xXa5xX4xX1xX3xX727xX3xX1axXdxXb9xX3xX1axX141xX4xX3xXe0xXb9xX19xX3xX1dxX6xX3xX1axX6axX19xX3xX61dxX145xX145xX3xX19xX1axX1xXd7xX19xX3xX38xX4dexX19xX1axX42xX7xX1exX19xX3xXbxX1xX106xX107xX147xX3xX5bxX21xX3xX5xX18xX3xX4xX1xX27xX6xX3xXb0xX1b1xX3xX4xXb9xX4xX3xX30xX5dfxX19xX1axX3xX38xXdxXa5xX19xX3xXexX1xX9cxXfdxXdxX3xXb0xX1xXb9xX4xX3xX4x4b67xX19xX1axX3xX4xX21xX3xX7xX34dxX3xX4xX1xX2dxX19xX1xX3xX5xXa5xX4xX1xX3xXexX45fxX3xX2xX145xX145xX3xX38xXb1xX19xX3xXb4xX18xXdxX3xXexX1dx842exX107xX3xX19xX1axX1xXd7xX19xX3xX38xX4dexX19xX1axX147xX3x9f67xX1xXbdxX19xX1axX3xX4xX1xX616xX3xXexX1xXb1xX23xX3xX4xXb9xX4xX3xXb0xX1xX14xX6fxXb1xX19xX3xX107xXfdxXdxX3xX38xXdxX3xXb0x9ecbxX107xX3xX19xX1xX27xX3xXexX13cxX107xX3xX30xXb9xX19xX3xX107xX18xX19xX3xX1xXd7xX19xX1xX23xX3xXb4xX14exX3xX141xXbxX23xX3xX1xX9cxX152xX4xX3xX7xXfdxX4xX3xX30xX34dxX3xXbxX1xX5dfxX19xX1axX147xX147xX3xX4xX93axX19xX1axX3xXe0xX1e1xX3xX4xX1c6xXexX3xXe0xX14exX3xX19xXb1xX14xX3xXb0xX1xXb9xX4xX1xX3xX107xX14xX6xX3xX1xX18xX19xX1axX3xX30xX27xX75xXdxX3xX1xXd7xX19xX1xX3xXexX1xXddxX4xX3xXexX1dxX1exX3xX1axX21xXbxX147xX0xX42xXbxX12xX0xXbxX3xX4xX5xX6xX7xX7xX9xXaxXbxX1aaxX9cxX30xX6fxXaxX12xX0xXdxX107xX1axX3xX7xX1dxX4xX9xXaxX42xX42xXdxXb4xX147xXe0xX6xX9cxXexX1xX6xX19xX1xX1xX9cxX6xX147xXb4xX19xX42xX19xX10x9dcexX7xX42xX2xX511xX61dxX2xX42xX5e3xc1bfxX30xX2xX2x7bfaxX529xX145xX145xX145xXexX529xXa3cxXa3cxX529xX529xXa40xX511xX5xX2xX147x65e8xXbxX1axXaxX3xX42xX12xX0xX42xXbxX12xX0xXbxX3xX4xX5xX6xX7xX7xX9xXaxXbxX1aaxX9cxX30xX6fxXaxX12xX13xX14xX6xX3xX1xX18xX19xX1axX3xXexX1dxX1exX3xX1axX21xXbxX3xX19xX1axX27xX28xXdxX3xXexXdxX2dxX14xX3xX30xX31xX19xX1axX3xX19xX2dxX19xX3xXexX1xX172xX19xX3xXexX1dxX561xX19xX1axX3xXexX1dxX27xX75xX4xX3xX107xXddxX4xX3xX5xXa9xXdxX3xX7xX14xX13cxXexX3xX57xX1exX19xX1xX3xX4xX1xX616xX3xX107xX6xX19xX1axX3xXexXcaxX19xX1xX3xX107xXdxX19xX1xX3xX1xX561xX6xX5dxX147xX0xX42xXbxX12xX0xXbxX3xX4xX5xX6xX7xX7xX9xXaxXbxX1aaxX9cxX30xX6fxXaxX12xXcxXdxXb1xXbxX3xXexXd2xX4xX3xXb0xX1xX1exX9cxX3xX7xXb9xXexX3xXexXfdxXdxX3xX107xX3e8xXexX3xX7xX141xX3xX4xX25bxX6xX3xX1xX18xX19xX1axX23xX3xX7xXdxX2dxX14xX3xXexX1xX1e1xX3xX38xXdxXa5xX19xX3xX107xXb9xX6fxX3xX4xX21xX3xXe0xXb9xX19xX3xX1xX18xX19xX1axX3xXexX1dxX1exX3xX1axX21xXbxX3xXexX1dxX2dxX19xX3xX38xX1e1xX6xX3xXe0xX18xX19xX3xXexX616xX19xX1xX23xX3xXexX1dxX9cxX19xX1axX3xXb4xX6xXdxX3xX107xX3e8xXexX3xXb0xX1xXb9xX4xX1xX3xX1xX18xX19xX1axX3xX107xX14xX6xX3xXexX1xX10xX9cxX3xX1xXd7xX19xX1xX3xXexX1xXddxX4xX3xXexX1dxX1exX3xX1axX21xXbxX3xX4xX1xXdxXb1xX4xX3xXcxXdxXb4xXdxX3xX5cxX9cxX19xX6fxX3xX4xX21xX3xX1axXdxXb9xX3xX4d5xX23xX4d5xX3xXexX1dxXdxXa5xX14xX3xX38xX4dexX19xX1axX3xXexXfdxXdxX3xX7xXdxX2dxX14xX3xXexX1xX1e1xX3xX13xX10xX30xXdxX6xX3xX13xX6xX1dxXexX23xX3xX4xX1xX31cxX19xX1axX3xXexXbdxXdxX3xX38xX27xX3axX4xX3xX19xX1xX6exX19xX3xXb4xXdxX2dxX19xX3xX149xXbdxX19xX1axX3xXexX6fxX3xXexX18xXdxX3xX4xX1xXcaxX19xX1xX3xXexX27xX3xXb4xX13cxX19xX3xX1xXd7xX19xX1xX3xXexX1xXddxX4xX3xX1xX3b8xX3xXexX1dxX3axX3xXb4xX6xX6fxX3xXexX1dxX1exX3xX1axX21xXbxX23xX3xXexX1dxX1exX3xXexX1dxX27xX75xX4xX3xX2xX145xX146xX3xX57xXexX27xX227xX19xX1axX3xX38xX27xX227xX19xX1axX3xX2xX3xXexX1dxXdxXa5xX14xX3xX38xX4dexX19xX1axX5dxX23xX3xX7xX141xX3xXexXdxX98xX19xX3xX4xX5dfxX19xX3xX5xXfdxXdxX3xX38xX27xX3axX4xX3xXexX1dxX1exX3xXexX1dxX9cxX19xX1axX3xXexX1xX28xXdxX3xX1axXdxX6xX19xX3xX2xX61dxX3xXexX1xXb9xX19xX1axX147xX3xXcxX1xX10xX9cxX3xXexXcaxX19xX1xX3xXexX9cxXb9xX19xX3xX4xX81xX6xX3xX19xX1xX6exX19xX3xXb4xXdxX2dxX19xX3xX19xX1axX6exX19xX3xX1xX18xX19xX1axX23xX3xX7xX6xX14xX3xXb0xX1xXdxX3xXexX1dxX45fxX3xX7xX141xX3xXexXdxX98xX19xX3xX38xXa9xX3xXexX1dxX1exX3xX1axX21xXbxX23xX3xX107xX3b8xXdxX3xXexX1xXb9xX19xX1axX3xX4xX1xX31cxX19xX1axX3xXexXbdxXdxX3xXbxX1xX1exXdxX3xX19xX3e8xXbxX3xX1xX227xX19xX3xX2xXexX1dxXdxXa5xX14xX3xX38xX4dexX19xX1axX3xX4xX3e8xX19xX1axX3xXb4xX75xXdxX3xX2xX61dxX3xX19xX1axX1xXd7xX19xX3xX38xX4dexX19xX1axX3xXbxX1xXcaxX3xX4xX1xX14xX6fxX1b1xX19xX3xXb0xX1xX9cxX1exX19xX147xX3xX230xX1xX27xX3xXb4xX172xX6fxX23xX3xXexX2a2xX19xX1axX3xX4xX1xXdxX3xXbxX1xXcaxX3xXbxX1xX1exXdxX3xXexX1dxX1exX3xX7xX670xX3xX5xX18xX3xX1xX227xX19xX3xX2xX529xX3xXexX1dxXdxXa5xX14xX3xX38xX4dexX19xX1axX23xX3xX4xX6xX9cxX3xX1xX227xX19xX3xX529xX23xX529xX3xXexX1dxXdxXa5xX14xX3xX38xX4dexX19xX1axX3xX7xX9cxX3xXb4xX75xXdxX3xX1axXdxXb9xX3xX19xXdxX2dxX107xX3xX6fxXb1xXexX147xX3xX58xX75xXdxX3xXexX2a2xX19xX1axX3xX7xX141xX3xXexXdxX98xX19xX3xXbxX1xX1exXdxX3xXexX1dxX1exX3xX38xX21xX23xX3xX4xX1xX31cxX19xX1axX3xXexXbdxXdxX3xX7xX670xX3xXbxX1xX1exXdxX3xX4xX1xX1e1xX14xX3xX5xXa9xXdxX3xX7xX14xX13cxXexX3xXexX1dxX2dxX19xX3xX529xX529xX146xX42xX19xX960xX107xX3xX38xX141xXdxX3xXb4xX75xXdxX3xX7xX1exX19xX3xXbxX1xX106xX107xX3xX19xX18xX6fxX147xX3xX5bxX13cxX6fxX3xX5xX18xX3xX4xX1xX27xX6xX3xXb0xX1b1xX3xX107xX561xXdxX3xXb0xX1xX14xX6fxXb1xX19xX3xX107xXfdxXdxX3xX38xXdxX3xXb0xX991xX107xX3xX38xX98xX14xX3xXe0xX1e1xX3xX4xX1c6xXexX3xXe0xX14exX3xX1xX9cxX18xX19xX3xXexX9cxX18xX19xX147xX0xX42xXbxX12xX0xXbxX3xX4xX5xX6xX7xX7xX9xXaxXbxX1aaxX9cxX30xX6fxXaxX12xX51xXd7xX19xX1xX3xXexX1xXddxX4xX3xX107xX14xX6xX23xX3xXe0xXb9xX19xX3xX1xX18xX19xX1axX3xXexX1dxX1exX3xX1axX21xXbxX3xX38xXb9xXbxX3xXddxX19xX1axX3xX6fxX2dxX14xX3xX4xX6axX14xX3xXexXdxX2dxX14xX3xX30xX31xX19xX1axX3xX4xX81xX6xX3xXb0xX1xXb9xX4xX1xX3xX1xX18xX19xX1axX3xXexX1dxX9cxX19xX1axX3xX38xXdxX98xX14xX3xXb0xXdxXa5xX19xX3xX1xXfdxX19xX3xX4xX1xXb1xX3xXb4xX98xX3xXexX18xXdxX3xX4xX1xXcaxX19xX1xX147xX3xXcxX14xX6fxX3xX19xX1xXdxX2dxX19xX23xX3xX19xX1axX27xX28xXdxX3xXexXdxX2dxX14xX3xX30xX31xX19xX1axX3xX4xX6axX19xX3xXexXd7xX107xX3xX1xXdxX1b1xX14xX3xXb0xdc53xX3xX4xXb9xX4xX3xXexX1xXbdxX19xX1axX3xXexXdxX19xX3xXb4xX98xX3xX19xX1axX14xX4dexX19xX3xX1axX141xX4xX23xX3xX4xX1xX13cxXexX3xX5xX27xX3axX19xX1axX3xX7xX1exX19xX3xXbxX1xX106xX107xX147xX3xX230xX1axX9cxX18xXdxX3xX1dxX6xX23xX3xXbxX1xX1exXdxX3xX38xX561xX4xX3xXb0xXeaexX3xX1xX3axXbxX3xX38xX4dexX19xX1axX3xX4xX93axX19xX1axX3xX19xX1xX27xX3xXexXcaxX19xX1xX3xXexX9cxXb9xX19xX3xX7xX141xX3xXexXdxX98xX19xX3xX4xX1xX2dxX19xX1xX3xX5xXa5xX4xX1xX23xX3xX107xXddxX4xX3xX5xXa9xXdxX3xX7xX14xX13cxXexX23xX3xXexX2a2xX19xX1axX3xX7xX141xX3xXexXdxX98xX19xX3xXbxX1xX1exXdxX3xXexX1dxX1exX130xX3xX38xX1b1xX3xXexX1dxXb9xX19xX1xX3xXe0xX1e1xX3xXexX1xXdxXa5xXexX3xXexX1xX5dfxXdxX147xX0xX42xXbxX12xX0xXbxX3xX4xX5xX6xX7xX7xX9xXaxXbxX1aaxX9cxX30xX6fxXaxX12xX0xXe0xX3xX7xXexX6fxX5xX10xX9xXaxX107xX7xX9cxb8aexXe0xXdxX30xXdxXf85x8824xX9cxX19xXexXf85xXa33xX10xXdxX1axX1xXexX10cxX19xX9cxX1dxX107xX6xX5xXaxX12xX51xX14xX6fxX3xX51xX9cxX18xX19xX1axX0xX42xXe0xX12xX0xX42xXbxX12